- Long-Term Care -
Long-term care is the assistance needed over an extended period of time to manage rather than cure a chronic condition such as arthritis, a stroke, dementia, the frailties of aging, recovery from surgery or accident. Care could be needed for weeks, months, or years.
Long-term care can include assistance in your own home, in a residential care or assisted living facility, adult day care, or in a skilled nursing facility.
Assistance may be needed when you are not able to do some of the basic "activities of daily living" (ADLs) such as bathing, dressing, toileting, or moving from a bed to a chair.
"Independent living is not doing things by yourself,
it is being in control of how things are done."
- Judith Heumann, Co-founder, World Institute on Disability
You might need assistance with ADL's if you suffer from an accident or injury, recovering from
surgery, a prolonged illness or advanced age.
Some people may need long term care because of mental deterioration, called "cognitive impairment"
that can be caused by a brain disorder such as dementia, Alzheimer's, or mental illness.
They may appear to be "healthy" but are unable to take care of themselves. To learn more about Alzheimers Early Warning Signs, please click here.
Long-Term care is not necessarily "long term."
Normally a medical professional will determine that you are incapable of performing Activities of Daily Living (ADL's) and need help to do so. It can be a temporary or a permanent need.
There are six standard physical Activities of Daily Living (ADL's) that are recognized by doctors, government agencies, health and insurance companies.
Dressing
Bathing
Transferring
Continence
Eating
Toileting
Long-Term Care Insurance should be a part of your financial plan. For help deciding which policy is the best for you and your family, give us a call and we will happily walk you though all of your options.
Long-term care can include assistance in your own home, in a residential care or assisted living facility, adult day care, or in a skilled nursing facility.
Assistance may be needed when you are not able to do some of the basic "activities of daily living" (ADLs) such as bathing, dressing, toileting, or moving from a bed to a chair.
"Independent living is not doing things by yourself,
it is being in control of how things are done."
- Judith Heumann, Co-founder, World Institute on Disability
You might need assistance with ADL's if you suffer from an accident or injury, recovering from
surgery, a prolonged illness or advanced age.
Some people may need long term care because of mental deterioration, called "cognitive impairment"
that can be caused by a brain disorder such as dementia, Alzheimer's, or mental illness.
They may appear to be "healthy" but are unable to take care of themselves. To learn more about Alzheimers Early Warning Signs, please click here.
Long-Term care is not necessarily "long term."
Normally a medical professional will determine that you are incapable of performing Activities of Daily Living (ADL's) and need help to do so. It can be a temporary or a permanent need.
There are six standard physical Activities of Daily Living (ADL's) that are recognized by doctors, government agencies, health and insurance companies.
Dressing
Bathing
Transferring
Continence
Eating
Toileting
Long-Term Care Insurance should be a part of your financial plan. For help deciding which policy is the best for you and your family, give us a call and we will happily walk you though all of your options.
